@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url("assets/fonts/inter-400.woff2") format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/inter-500.woff2") format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/inter-600.woff2") format("woff2")}
@font-face{font-family:"Sora";font-style:normal;font-weight:400;font-display:swap;src:url("assets/fonts/sora-400.woff2") format("woff2")}
@font-face{font-family:"Sora";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/sora-500.woff2") format("woff2")}
@font-face{font-family:"Sora";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/sora-600.woff2") format("woff2")}
@font-face{font-family:"Sora";font-style:normal;font-weight:700;font-display:swap;src:url("assets/fonts/sora-700.woff2") format("woff2")}
/* Scheck Baufinanzierung — Pilot v2 · Creative Code Studio
   CI: Navy #22417A · Champagner-Gold #C4A265 · Sora + Inter */
:root{
  --navy:#254072; --dark:#14203C; --gold:#D98618; --gold-deep:#B87012;
  --ink:#1A2338; --light:#F7F6F2; --mist:#F1EFEA; --muted:#6B7488;
  --line:rgba(20,32,60,.10); --white:#fff;
  --maxw:1120px; --r:14px; --shadow:0 18px 50px -24px rgba(20,32,60,.35);
  --font-d:'Sora',system-ui,sans-serif; --font-b:'Inter',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-b);color:var(--ink);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased;font-size:17px}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3{font-family:var(--font-d);line-height:1.1;letter-spacing:-.01em;color:var(--dark);font-weight:700}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.sect{padding:88px 0}
.sect--tight{padding:64px 0}
.eyebrow{font-family:var(--font-d);text-transform:uppercase;letter-spacing:.2em;font-size:12.5px;font-weight:600;color:var(--gold-deep)}
.lead{font-size:19px;color:var(--muted);max-width:60ch}
.center{text-align:center;margin-left:auto;margin-right:auto}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--font-d);font-weight:600;font-size:16px;padding:15px 28px;border-radius:999px;transition:.18s;cursor:pointer;border:1.5px solid transparent}
.btn--gold{background:var(--gold);color:#fff}
.btn--gold:hover{background:var(--gold-deep);transform:translateY(-1px)}
.btn--navy{background:var(--navy);color:#fff}
.btn--navy:hover{background:var(--dark)}
.btn--ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn--ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn--outline{border-color:var(--line);color:var(--navy);background:#fff}
.btn--outline:hover{border-color:var(--navy)}

/* Header */
.site-head{position:sticky;top:0;z-index:50;background:rgba(247,246,242,.86);backdrop-filter:saturate(140%) blur(12px);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;position:relative}
.brand img{height:46px;width:auto}
.nav{display:flex;align-items:center;gap:30px}
.nav a{font-family:var(--font-d);font-weight:500;font-size:15px;color:var(--ink);opacity:.82}
.nav a:hover,.nav a[aria-current="page"]{opacity:1;color:var(--navy)}
.nav .btn{padding:11px 20px;font-size:14.5px}
.nav-toggle{display:none;background:none;border:0;padding:10px;margin:-10px -6px -10px 0;cursor:pointer;color:var(--navy);-webkit-tap-highlight-color:transparent}
.nav-toggle-bars,.nav-toggle-bars::before,.nav-toggle-bars::after{display:block;width:24px;height:2px;background:currentColor;border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.nav-toggle-bars{position:relative}
.nav-toggle-bars::before,.nav-toggle-bars::after{content:"";position:absolute;left:0}
.nav-toggle-bars::before{top:-7px}
.nav-toggle-bars::after{top:7px}
.site-head.open .nav-toggle-bars{background:transparent}
.site-head.open .nav-toggle-bars::before{transform:translateY(7px) rotate(45deg)}
.site-head.open .nav-toggle-bars::after{transform:translateY(-7px) rotate(-45deg)}

/* Hero */
.hero{background:linear-gradient(180deg,var(--light),#fff)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-top:76px;padding-bottom:84px}
.hero h1{font-size:clamp(34px,5vw,56px)}
.hero .lead{margin-top:22px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
.hero-media{position:relative}
.hero-media img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:50% 14%;border-radius:var(--r);box-shadow:var(--shadow);filter:grayscale(1)}
.hero-badge{position:absolute;left:-18px;bottom:22px;background:var(--dark);color:#fff;border-radius:12px;padding:16px 20px;box-shadow:var(--shadow)}
.hero-badge b{font-family:var(--font-d);font-size:26px;color:var(--gold);display:block;line-height:1}
.hero-badge span{font-size:13px;color:rgba(255,255,255,.75)}

/* Trust bar */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trust .wrap{display:flex;flex-wrap:wrap;gap:14px 40px;justify-content:space-between;padding:22px 24px}
.trust-item{display:flex;align-items:center;gap:11px;font-family:var(--font-d);font-weight:600;font-size:15px;color:var(--dark)}
.trust-item svg{flex:none;color:var(--gold-deep)}

/* Section headers */
.sect-head{max-width:640px;margin-bottom:48px}
.sect-head.center{margin-left:auto;margin-right:auto}
.sect-head h2{font-size:clamp(27px,3.4vw,38px);margin-top:14px}
.sect-head p{margin-top:16px;color:var(--muted);font-size:18px}

/* Cards grid */
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 28px;transition:.18s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:transparent}
.card .ic{width:46px;height:46px;border-radius:11px;background:var(--mist);display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:18px}
.card h3{font-size:20px;margin-bottom:9px}
.card p{color:var(--muted);font-size:15.5px}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{position:relative;padding:30px 26px;background:var(--light);border-radius:var(--r)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--font-d);font-weight:700;font-size:34px;color:var(--gold);display:block;margin-bottom:12px;line-height:1}
.step h3{font-size:19px;margin-bottom:8px}
.step p{color:var(--muted);font-size:15.5px}

/* Split (why / about) */
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.split img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:center;border-radius:var(--r);box-shadow:var(--shadow);filter:grayscale(1)}
.split img.is-wide{aspect-ratio:3/2;object-position:60% 30%}
.ticks{list-style:none;display:grid;gap:16px;margin-top:26px}
.ticks li{display:flex;gap:13px;align-items:flex-start}
.ticks svg{flex:none;margin-top:3px;color:var(--gold-deep)}
.ticks b{font-family:var(--font-d);display:block;color:var(--dark);font-size:16.5px}
.ticks span{color:var(--muted);font-size:15.5px}

/* Band (dark CTA) */
.band{background:var(--dark);color:#fff}
.band h2{color:#fff}
.band .lead{color:rgba(255,255,255,.72)}
.band-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;padding-top:74px;padding-bottom:74px}
.band-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}

/* Testimonials */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 28px}
.quote p{font-size:16.5px;color:var(--ink);font-style:italic}
.quote .who{display:flex;align-items:center;gap:12px;margin-top:20px}
.quote .av{width:42px;height:42px;border-radius:50%;background:var(--mist);display:flex;align-items:center;justify-content:center;font-family:var(--font-d);font-weight:600;color:var(--navy)}
.quote .who b{font-family:var(--font-d);font-size:15px;color:var(--dark);display:block}
.quote .who span{font-size:13px;color:var(--muted)}
.ph{display:inline-block;font-size:11px;letter-spacing:.05em;text-transform:uppercase;color:var(--gold-deep);border:1px dashed var(--gold);border-radius:6px;padding:2px 8px;font-family:var(--font-d);font-weight:600}

/* Ansprechpartner-Teaser */
.person{display:flex;gap:32px;align-items:center;background:var(--light);border:1px solid var(--line);border-radius:var(--r);padding:36px 40px;max-width:820px;margin:0 auto}
.person img{width:140px;height:140px;flex:none;border-radius:50%;object-fit:cover;object-position:50% 14%;filter:grayscale(1)}
.person h3{font-size:22px;margin:6px 0 8px}
.person p{color:var(--muted);font-size:16px;margin-bottom:16px}
@media(max-width:640px){.person{flex-direction:column;text-align:center;padding:32px 24px}}

/* FAQ */
.faq{max-width:780px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:20px 0}
.faq summary{font-family:var(--font-d);font-weight:600;font-size:18px;color:var(--dark);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;color:var(--gold-deep);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq p{margin-top:14px;color:var(--muted);font-size:16px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.field label{font-family:var(--font-d);font-size:14px;font-weight:600;color:var(--dark)}
.field input,.field textarea{font-family:var(--font-b);font-size:16px;padding:13px 15px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--navy)}
.contact-info{background:var(--light);border-radius:var(--r);padding:34px 32px}
.contact-info .row{display:flex;gap:14px;align-items:flex-start;margin-bottom:22px}
.contact-info .row svg{flex:none;color:var(--gold-deep);margin-top:3px}
.contact-info b{font-family:var(--font-d);display:block;color:var(--dark);font-size:15px}
.contact-info a,.contact-info span{color:var(--muted);font-size:15.5px}

/* Footer */
.site-foot{background:var(--dark);color:rgba(255,255,255,.72);padding:56px 0 30px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12)}
.site-foot img{height:40px;filter:brightness(0) invert(1);opacity:.9;margin-bottom:16px}
.site-foot h4{font-family:var(--font-d);color:#fff;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px}
.site-foot ul{list-style:none;display:grid;gap:10px}
.site-foot a:hover{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding-top:22px;font-size:13.5px}
.foot-bottom .made{color:rgba(255,255,255,.5)}

/* Page hero (subpages) */
.phero{background:linear-gradient(180deg,var(--light),#fff);padding:72px 0 56px;border-bottom:1px solid var(--line)}
.phero h1{font-size:clamp(30px,4.2vw,46px)}
.phero p{margin-top:16px;color:var(--muted);font-size:19px;max-width:60ch}
.prose p{margin-bottom:18px;color:var(--ink)}
.prose h2{font-size:26px;margin:36px 0 14px}

/* Responsive */
@media(max-width:900px){
  .hero-grid,.split,.contact-grid,.band-grid{grid-template-columns:1fr;gap:36px}
  .grid-3,.steps{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero-media{order:-1}
  .split img{order:-1}
}
@media(max-width:640px){
  body{font-size:16px}
  .sect{padding:56px 0}
  .sect--tight{padding:44px 0}
  .grid-3,.grid-2,.steps,.foot-grid{grid-template-columns:1fr}
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center}
  .nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--white);border-bottom:1px solid var(--line);box-shadow:0 16px 30px rgba(20,32,60,.14);padding:6px 24px 18px;max-height:calc(100vh - 76px);overflow-y:auto;display:none}
  .site-head.open .nav{display:flex}
  .nav a:not(.btn){display:block;padding:14px 2px;font-size:16px;opacity:1;border-bottom:1px solid var(--line)}
  .nav .btn{margin-top:14px;width:100%;justify-content:center;padding:13px 16px;font-size:14.5px}
  .hero-grid{padding-top:24px;padding-bottom:40px;gap:26px}
  .hero h1{font-size:clamp(30px,8vw,40px)}
  .hero-media img{aspect-ratio:1/1;object-position:50% 18%}
  .hero-cta{gap:12px}
  .hero-cta .btn{width:100%;justify-content:center}
  .hero-badge{left:12px;bottom:14px;padding:12px 16px}
  .hero-badge b{font-size:22px}
  .trust .wrap{justify-content:flex-start;gap:12px 22px;padding:20px 24px}
  .sect-head{margin-bottom:30px}
  .split{gap:28px}
  .split img{aspect-ratio:4/3}
  .band-grid{padding-top:52px;padding-bottom:52px}
  .band-cta{gap:12px}
  .band-cta .btn{width:100%;justify-content:center}
  .phero{padding:40px 0 34px}
  .person{padding:30px 22px}
  .person img{width:116px;height:116px}
}